Terms & Conditions

These Terms and Conditions ('Terms') govern your use of the GInnova website (https://ginnova.co.uk) and any services offered by GInnova ('Company', 'we', 'us', 'our'). By accessing our website or using our services, you agree to be bound by these Terms, our Privacy Policy, and Cookie Policy.

GInnova is registered in England and Wales under company number 16619391, with registered office at 128 City Road, London, EC1V 2NX, United Kingdom.

Our services are intended for:

• Sophisticated Investors: Persons who have the knowledge and experience to make their own investment decisions and understand the risks involved.

• High Net Worth Individuals: Persons with annual income of at least £100,000 or net assets of at least £250,000 (excluding primary residence).

• Professional Investors: Persons classified as professional clients under FCA rules.

• Corporate Entities: Companies and organisations with appropriate authorisation to invest.

You confirm that you meet these eligibility requirements and certify that you are not a US Person for tax purposes.

You may use our website for lawful purposes only. You agree not to:

• Copy, reproduce, distribute, or create derivative works from any content without our express permission

• Use automated systems to access our website without prior permission

• Attempt to gain unauthorised access to our systems or data

• Post or transmit harmful, offensive, or illegal content

• Violate any applicable UK or EU laws or regulations

• Use the website for fraudulent or deceptive purposes

All content on this website, including but not limited to text, graphics, logos, images, software, and data, is the property of GInnova or our licensors and is protected by UK and EU intellectual property laws, including copyright, trademark, and database rights.

You may view, download, and print pages from our website for your personal use only. Any other use requires our prior written consent. GInnova and the GInnova logo are registered trademarks of GInnova.

Our investment services involve significant risks including:

• Capital Risk: The value of investments can go down as well as up, and you may not get back the amount you invest.

• Illiquidity: Many investments are not readily marketable and may be difficult to sell.

• Lack of Dividends: Investments may not generate regular income.

• Dilution: Your ownership may be diluted by future investment rounds.

• Loss of Investment: You could lose your entire investment.

We make no representations or warranties about future performance. Past performance is not a reliable indicator of future results. You should seek independent financial advice before making investment decisions.

Your privacy is important to us. Our use of your personal information is governed by our Privacy Policy, which explains how we collect, use, store, and protect your data in compliance with UK GDPR and EU GDPR. By using our services, you consent to the collection and use of your data as described in our Privacy Policy.

If you create an account on our website:

• You are responsible for maintaining the confidentiality of your login credentials

• You must provide accurate, current, and complete information

• You must notify us immediately of any unauthorised use of your account

• You are responsible for all activities under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

To the maximum extent permitted by UK and EU law:

• We shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website or services

• Our total liability shall not exceed the amount you have paid us in the 12 months preceding the claim

• We do not guarantee that our website will be uninterrupted or error-free

• We are not responsible for the content of third-party websites linked from our site

• Nothing in these Terms limits or excludes our liability for death or personal injury resulting from our negligence, fraud, or fraudulent misrepresentation

You agree to indemnify and hold GInnova and its directors, employees, and agents harmless from any claims, damages, or expenses arising from:

• Your breach of these Terms

• Your violation of any law or regulation

• Your infringement of any third-party rights

• Your use of our website or services

We are required to comply with UK anti-money laundering (AML) and counter-terrorist financing (CTF) regulations. You agree to:

• Provide required identification and documentation for KYC purposes

• Allow us to conduct necessary due diligence checks

• Report suspicious activities to relevant authorities

• Cooperate with any regulatory investigations

We may refuse to provide services or terminate relationships if AML/CTF compliance requirements are not met.

Our investment services may involve fees and charges including:

• Management fees (typically 1-2% annually)

• Performance fees (typically 20% of profits)

• Administration and transaction costs

• Legal and regulatory expenses

All fees will be clearly disclosed in investment agreements. We reserve the right to update our fee structure with appropriate notice.

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you:

• Breach these Terms

• Provide false or misleading information

• Engage in fraudulent or illegal activities

• Violate applicable laws or regulations

You may terminate your relationship with us by providing written notice, subject to any contractual obligations.

If you have a complaint or dispute with us, please follow our complaints procedure:

1. Contact us at info@ginnova.co.uk

2. If not resolved within 8 weeks, you can refer to the Financial Ombudsman Service

3. For legal disputes, these Terms are governed by English law

4. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales

This does not affect your statutory rights.

We may update these Terms from time to time. Changes will be effective immediately upon posting on our website. For significant changes, we will provide additional notice by email or prominent website announcement. Your continued use of our services constitutes acceptance of the updated Terms.

For questions about these Terms or our services, contact:

GInnova

128 City Road, London, EC1V 2NX

United Kingdom

Email: info@ginnova.co.uk

Phone: +44 7520 655417

Website: https://ginnova.co.uk